Desperate Prayer where art thou?

[MongoJerry]

But that would never happen against someone with First Aid or a healing spell :P

Bandaging gets stopped when the person administering first aid or receiving first aid gets damaged. So, no, bandaging would only give a small blip of health. Characters with healing spells could live, but if we're talking about a close battle, there's a good chance that that person is out of mana, so a last ditch SW:Pain can work even on them, although less often than on characters who don't have a healing spell.