New blow to the US Affordable Care Act (Obamacare).

[LochnarITB]

It still doesn't address the most glaring flaw in the US system, which is that when you lose your job, you lose your health insurance until you are re-employed.

Really? I thought the whole idea was to create exchanges where low-cost insurance plans that could not discriminate on the basis of pre-existing conditions would be availabe for everyone. Is that not what happened?

-Jester

Yes, they can go to exchanges. Although probably more expensive than the exchanges, there is also COBRA. Either way, there is also a special enrollment period to avoid rejection outside of the normal open enrollment period. If Kandrathe is saying that such insurance would have to be paid for by the individual, he could just as well replace the term insurance with groceries, rent, car payment, etc. All such things still need to be paid.