03-19-2018, 02:03 PM
(This post was last modified: 03-19-2018, 02:04 PM by GhastMaster.)
Why didn't you pay $3000 for a car you can afford, and then save up with the new job $$$?
I've been tempted to buy new in the past but couldn't justify spending a years income for some on a vehicle that I spend 20 minutes a day in. Rode my bike to work and ubered on rainy days for almost a year until I found a $1100 deal. When I started driving I was able to listen to Dave Ramsey again!
I decided a couple of years ago to never get loans. Too much risk, too much headache; for individuals and society.
Easy money will collapse the global economy again soon. In the meantime it is driving up prices on everything.
Imagine what the price of a house would be if people saved the money and had to see their bank account depleted when they make a purchase. It is really easy to sign a paper and get a house rather than hand over a large sum of hard earned money up front.
I've been tempted to buy new in the past but couldn't justify spending a years income for some on a vehicle that I spend 20 minutes a day in. Rode my bike to work and ubered on rainy days for almost a year until I found a $1100 deal. When I started driving I was able to listen to Dave Ramsey again!
I decided a couple of years ago to never get loans. Too much risk, too much headache; for individuals and society.
Easy money will collapse the global economy again soon. In the meantime it is driving up prices on everything.
Imagine what the price of a house would be if people saved the money and had to see their bank account depleted when they make a purchase. It is really easy to sign a paper and get a house rather than hand over a large sum of hard earned money up front.