U.S. Government shuts down.

[Taem]

For me personally; My health care will get worse, less convenient, and more expensive because of Obamacare.

[quote='Jester' pid='208234' dateline='1381276317']

[quote]Worse, the abuses are not rampant yet, but... the system rewards individuals that skip insurance until they need it, then only get it while they need it.

Isn't that what the Individual Mandate is for?

A healthy 20 something will pay $6000 minimum per year. Or, pay $99 for a fine, and buy health insurance only when they get sick. Which is more likely?
[/quote]

I'm very curious as to where your getting this information from? Are you already paying this *new* amount now? The higher ups at my work said our rates have not changed through Anthem Blue Cross. My cousin and her daughter (who has chromes disease) applied on The Marketplace and found an insurance at almost HALF OF WHAT THEY PAY NOW with the SAME BENEFITS. Seriously, she showed me the insurance plan online. So, I'm not sure what misinformation you've been fed, but I can most assuredly tell you from the business I work for that employs hundreds, to my cousin and her daughter who are single-payers, that your assumptions are simply incorrect. What I have heard is that some insurances will raise their rates to recoup costs of lost customers due to competition with the smaller insurances on The Marketplace (which literally makes no sense, but try telling that to the mega insurance companies), but this will inevitably cause the big insurance companies to go broke as the smaller insurances offer their care at substantially lower rates. Reminds me of when I had Life, Home, and Auto insurance through Allstate and I was supposedly getting a *discounted* rate on my car insurance for being a good driver for more than 10-years and having multiple coverage plans through them, but then I shopped around and found I could get BETTER coverage and pay half (no shit, HALF) of what I was paying through Allstate by switching to an upstart insurance company (well at the time anyway) such as Geico or Progressive. Forget those mega insurance companies; they will get what they deserve and I'll be insured just find and dandy through my smaller insurance company as they slowly sink. My suggestion to you is to try shopping around, perhaps on the Marketplace; I'm sure there are better rates than what you're paying with the same or better you have now. I honestly hope it works out in your favor.