universal healthcare

[Delc]

The consequence of not having insurance is that you may get sick, and either be given inadequate medical care and die, or end up owing a huge amount of money, and perhaps needing to declare bankruptcy. These are two very unhappy consequences for those people who risk not having any form of health insurance.

Declaring bankruptcy is hardly a consequence for the person doing it. Most people have no assets that can actually be touched by bankruptcy. It just screws the hospitals out of the money, who then pass those costs onto someone else. Its not a terribly efficient system, but I bet lawyers love it.