What is Occupy Wallstreet?

[Concillian]

The question is who ends up getting stuck with the cheque at the end. So long as the answer is "investors," then that's just another part of risk and return. If the answer is "taxpayers," then the banks succeeded in passing the buck - but that hits all income earners, not just savers. In that case, it would be the banks, not savers, being catered to, as their downside risk is covered by the government, who has no share of the upside profits.

Okay, sure, whatever...

I am not a bank.
I am an individual.

An individual, regardless of occupation (even one who also owns a bank,) can choose to be a saver or to not be a saver. One of those groups will be favored by governmental policy. There may even be policies that favor savers and other policies that favor those who do not save, in this case it is a matter of degrees and which is more favored.

How banks are favored, or who picks up the tab, doesn't really have to be a factor in an individual's decision as to which group he wants to make himself a part of. Inclusion of this factor is allowing emotion and/or morals to enter the decision process. If there's anything the first decade of the 21st century has taught me, it's that emotion and morals often get in the way of good financial decisions.